Credit is one of the most important parts of your home loan application. When applying for a mortgage, every lender working with you on buying a home will pull your credit. If your credit is not great, there are a…
If you have been looking to purchase a home in 2021, you have probably been told that you are in a “hot housing market” and to be ready for a long wait or fierce competition. What exactly is a hot…
If you love the charm and character of older homes but don’t want to live in a construction zone as your DIY, consider using a 203(k) loan to purchase the fixer upper of your dreams. The U.S. Department of Housing…
Buying a home can be a stressful process, especially when there is a lot of competition in the market. It can seem like there aren’t any good houses left and any that do become available are snatched up quickly. Here…
It takes a whole team of people to make a real estate deal go from start to finish. Even new home buyers or sellers often expect to work with a real estate agent, a loan officer, and other experts in…
You have saved and saved for a downpayment on a new home and are finally ready to sign all of the paperwork and get the keys. Your lender sends over the final numbers and the cash to close is more…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
